Withdrawals
Speaking disrespectfully
Putting people down
Acting in rude and discourteous ways
Never saying "I'm sorry" or saying it insincerely
Criticizing, complaining and talking about others in negative ways when they're not around
Never making commitments to anyone, or making commitments and rarely following through
Being quick to take offense
Holding grudges
Throwing people's past mistakes up to them
Nurturing grievances
Deposits
Being kind
Apologizing
Being loyal to those not present
Making and keeping promises
Forgiving
